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Seller willing to consider Bond for Deed or rate buy-down! Commercially zoned (HV1) on a double lot (120 x 140), this updated property is located within walking distance to charming downtown Covington and plenty of nearby shopping. Originally built in 1943 with an effective year built of 2023, this 3-bedroom, 2-bathroom property features 1,596 sq. ft. of total area. All major structural and mechanical systems-including a full HVAC overhaul-were updated in 2023. Additional features include a raised foundation, vinyl siding, a seal tab roof, driveway parking accommodating 3+ vehicles, and no mandatory HOA fees. Move right in, establish your commercial business, or capitalize on flexible seller financing in a prime location!